If you live in Tampa, Florida or you need to visit for longer than ninety days you must have Florida auto insurance.Remember that driving without auto insurance is against the law. You are obliged to have auto insurance even for vehicle which you are not using at the moment,if it has Florida registration tag.
Your auto insurance must be from Florida and cannot be a policy from another state
Tampa Auto Insurance Requirements:
The minimum coverage required is:
1. PIP - Personal Injury Protection, $10,000.
2. PDL - $10,000 Property Damage Liability,$10,000
Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.
Florida is a No Fault auto insurance state.
This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault. The property damages must be covered by the at fault party.
How to save on Tampa Auto Insurance?
Recent statistics show that residents of Tampa pay slightly higher car insurance premiums compared to other cities in Florida.
Nevertheless, there are a number of things you can do in order to pay less for your auto insurance.
1. Leave the car at home more often - walk,carpool and biking are all good options. Less mileage means more affordable car insurance and less spent on gas every month.
2. Pay attention on the road- if you have speed tickets or other traffic violations, car in Tampa will not come cheap.
3. Online quotes are your friend - shopping around can literally save you hundreds.
Get free Tampa auto insurance quotes in minutes and see how much you can save today.
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